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FREQUENTLY ASKED QUESTIONS
When can I start the Title search process?
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As soon as a listing agent has a property under contract, contact Landtrust Title and we will work to get the title search and examination process started.
When can I request a seller net sheet estimate?
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Anytime a listing agent is trying to get a seller net estimate for a potential or actual listing, the listing agent can request it simply by contacting us.
How can I stay Connected to any real estate informational sessions that might be hosted by Landtrust Title?
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Stay connected by following us on Facebook and subscribing to our email list below. We will be posting new events and training opportunities frequently. Also be sure to subscribe to our YouTube Channel linked below!
What is Title Insurance? Title insurance is a policy that protects against financial loss due to defects in the title of a property, such as undiscovered liens, claims of ownership, or errors in public records. It ensures that your property rights are secure and provides peace of mind during the real estate transaction.
Why Do I Need Title Insurance? Title insurance protects you from issues that may arise after the closing, including fraud, undisclosed liens, or property ownership disputes. It ensures that you, as the buyer, are not held financially responsible for any title defects or legal complications related to the property.
What is a Title Search? A title search is a process in which a title company examines public records to ensure the property you’re purchasing is free of legal issues like liens, claims, or disputes. It helps identify potential problems with the title before closing the transaction.
What is the Difference Between a Closing Agent and a Title Company? A closing agent facilitates the finalization of a real estate transaction by coordinating with all parties involved. A title company, on the other hand, provides services such as title searches, title insurance, and ensuring that the title to the property is clear and marketable.
What Happens During Closing? Closing is the final step in a real estate transaction. During this process, all documents are signed, the title is transferred, and the buyer's funds are distributed. The title company ensures that all necessary paperwork is in order, and the property’s title is transferred without any issues.
What Should I Bring to Closing? Typically, you’ll need to bring a valid ID, your down payment or closing costs (if applicable), proof of homeowners’ insurance, and any required documents from your lender. Our team will provide you with a checklist tailored to your specific closing.
What is the Role of a Real Estate Attorney in the Process? At Landtrust Title of Central Florida, our attorney is available to guide you through the legal complexities of your real estate transaction. Whether you’re facing title issues or need assistance with contracts and agreements, our attorney ensures everything is handled correctly and legally.
Can I Use My Own Title Company? Yes, you have the right to choose your title company. However, working with a trusted and experienced provider like Landtrust Title of Central Florida can simplify the process and ensure that your transaction is handled smoothly and securely.
What is a Settlement or Escrow? Settlement or escrow is the process where a neutral third party (such as a title company) holds funds and documents until all the terms of the sale are met. Once everything is finalized, the title is transferred, and funds are disbursed.
How Long Does It Take to Close on a Property? The closing process typically takes between 30 to 60 days, depending on the type of transaction and any issues that may arise. At Landtrust Title of Central Florida, we work efficiently to ensure a smooth and timely closing.
What is an Attorney-Owned Title Company? As an attorney-owned title company, Landtrust Title of Central Florida offers the added benefit of direct access to a real estate attorney for guidance on complex legal matters. Our attorney is available to address concerns, resolve title issues, and ensure compliance with all legal requirements during your transaction.
What are Common Title Issues? Common title issues include undisclosed liens, unresolved ownership disputes, errors in public records, or claims of fraud. Our team works to identify and resolve any title issues before they affect the transaction, ensuring that your property rights are protected.
How Can I Learn More About the Title Process? We offer a helpful educational series called "Let's Talk Title," where you can learn more about the title process, common real estate questions, and industry trends. Click here to explore our series.
How Do I Get Started with Your Title Services? Getting started is easy! Simply contact us to schedule a consultation, and we’ll guide you through the title and closing process, whether you're buying, selling, or refinancing.